Financing gastronomy: from expansion to ongoing operations.
You need robust financing for your project. This requires a detailed breakdown of costs and a plan that takes the specific characteristics of the business into account.
Daniel Schäfer & the X-Group teamPersonal support with planning, funding, and financing ↗
Not just financing the purchase. Also plan for operations.
For founders and successors with a specific project in this sector.
Renovation, kitchen, ventilation, equipment and deposit
Staff and goods until sufficient ongoing income is achieved
Permits, rental conditions and time until opening
What your plan will be measured against.
Seating capacity, opening days, average turnover per guest and occupancy rate
Cost of goods, staffing requirements, rent and ongoing operating costs
Delays in renovation and a cautious ramp-up plan
You can bring the following.
- Project and desired start date
- Cost estimates as well as existing contracts or draft contracts
- Own funds and overview of further financing components
- For acquisitions: existing business figures and purchase price documents
We will work on this with you.
- Record investments, working capital and reserves in full
- Explain industry-specific assumptions in the business and financial plan
- Check suitable financing and funding options
- Compile documents for the bank and next review steps
This is our approach.
- 01
Discuss initial situation
Record the project, existing documents, and outstanding questions.
- 02
Agree on scope
Define services, required information, and costs.
- 03
Prepare documents
Work together on agreed content and figures.
- 04
Prepare the next step
Record results, responsibilities, and outstanding points.
A specific client case
Omar Alayoub
The Dawn GmbH · Gastronomy
Financing was required for a second restaurant location in Berlin. Difficulties with the original landlord made an adjustment necessary.
What was processed: X-Group supported with the business and financial plan, search for financing partners, and the revised bank submission.
The published report states a loan approval of approximately €300,000.
View the full client case ↗Individual case from published X-Group client reports. No guarantee for other projects.
Frequently asked questions
Is there a standard financing amount?
No. A reliable amount is based on quotes, costs, available funds and the ramp-up plan.
Do you also support acquisitions?
Yes. In that case, the existing figures and any changes after the handover will be taken into account in the planning.
What can I prepare for the first meeting?
A brief description, location, timeline, estimated capital requirements, and any documents you already have are sufficient as a starting point.
What does working together cost?
The initial consultation is free of charge. For further services, scope and costs are agreed before engagement. Whether funding is possible depends on your case and the necessary approval.
What happens after I submit my enquiry?
In the financing check, you describe your current situation. In a personal discussion, outstanding points and the required documents are clarified. Afterwards, it can be determined which work is appropriate.
Can I start with incomplete documents?
Yes. Bring any drafts you have and a list of your open questions. Missing information and assumptions will be explicitly identified and added as the process continues.
Further professional sources: Chamber of Industry and Commerce (IHK): Planning documents and business acquisition
Let’s clarify your next step.
Describe your project in the financing check or book a free initial consultation directly.
