We make start-ups and businesses ready for financing and eligible for funding.
Business plan, financial plan, funding and financing applications: Daniel Schäfer and the X-Group team help you to plan your project transparently and prepare the next steps.
Free Initial Consultation · Personal Advice Nationwide
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Your project.
Your next step.
You do not need to know yet which programme is suitable. We start with your situation.
From unemployment to self-employment.
Are you receiving ALG I (German unemployment benefit) and want to start a business? We will clarify with you the next steps for your business plan, financial planning, and a possible start-up grant (Gründungszuschuss).
View requirements & process ↗The idea is in place.
Now the capital is missing.
Whether for equipment, inventory, staff or takeover: We present capital requirements, own funds and possible financing options in a transparent way.
View financing options ↗The bank has said no. What now?
We review the reasons, your business plan and the figures. This makes it clear which points need to be addressed before a new attempt.
Understand reasons for rejection ↗No bank finances an idea alone.
A bank must be able to understand what you need the money for and how your business will cover interest and repayments. For this, your business concept and figures must be consistent.
List purchases, start-up costs and ongoing expenses until sufficient income is reached. Add quotations and a transparent reserve.
Explain prices, customer numbers and capacity utilisation. Base your planning on these assumptions, rather than simply entering a desired turnover.
The liquidity plan shows incoming and outgoing payments by month. This makes bottlenecks due to payment terms, taxes or repayments visible.
- Collect quotations and monthly fixed costs.
- Justify revenue assumptions with prices and achievable customer numbers.
- Compare your own funds with the remaining financing gap.
Our work: We check your business plan and figures for gaps, work with you to develop the missing plans, and prepare the documents for the relevant recipient.
What belongs in a financial plan ↗Further professional sources: IHK: Business Plan and Financial Planning
Consulting, planning and financing from a single source.
Funding and financing applications
We compile the required information and documents, prepare applications, and support you with queries until a decision is made and the agreed funds are allocated.
Learn more ↗Funding research
We review the funding purpose, location, business stage and costs. Based on this, we identify suitable programmes, responsible authorities and next steps.
Learn more ↗Financial Plan
We create or revise capital requirements, revenue and cost planning, profitability and liquidity. The figures must fit your business model.
Learn more ↗Business Plan and Pitch Deck
We explain your offering, target customers, competition, sales and implementation in a way that enables the recipient to understand your assumptions.
Learn more ↗Financing advice
We match your capital requirements with available equity and possible financing components, and prepare the enquiry for your financing partner.
Learn more ↗Conceptual consulting
Our consultants and coaches work with you on specific questions regarding your business model, management, sales, organisation and business development.
Learn more ↗What we develop with you – in four steps.
Review the initial situation.
Record your project, capital requirements, own funds and existing documents. Note any open questions and possible funding routes.
Create the plan.
Explain your business model, pricing and sales in the business plan. Calculate investments, ongoing costs, profitability and liquidity.
Prepare the application.
Compile the required evidence and applications for the bank or funding body. Prepare for queries and the financing meeting.
Support implementation.
Process feedback, coordinate necessary adjustments and, if required, continue with controlling and business consulting.
What our clients say.
And who assesses our quality.
See for yourself: with client reviews, personal testimonials and the X-Group quality seals.
Google Reviews
Read how clients have experienced working with us.
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More experiences and reviews on our public profile.
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Their projects.
Their experiences.
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“To be successful, we have to work with professionals – and we achieved that.”
Initial situation: External capital was needed for the FBA business; several banks initially declined.
Action taken: Together with X-Group, the business plan was revised for financing.
Result: The published client case describes subsequent KfW financing.
Client case in detail ↗Playing the video will establish a connection to Vimeo.
“Without X-Group, I would have had no direction.”
Initial situation: After unemployment, the move into self-employment was to be prepared with a start-up grant (Gründungszuschuss).
Action taken: X-Group supported with the business plan, financial planning, marketing strategy and website.
Result: According to the published client report, the business plan could be submitted and the start-up grant (Gründungszuschuss) was approved.
Client case in detail ↗Playing the video will establish a connection to Vimeo.
“Anyone who wants to run their business successfully in the future is in good hands with X-Group.”
Initial situation: The initially part-time business for podcasts and audio advertising was to become a full-time self-employment.
Action taken: The business concept, market analysis, business plan and figures were developed with X-Group.
Result: The client report describes the subsequent transition to full self-employment.
Client case in detail ↗Personal experiences from individual consultations. Results depend on the project and individual circumstances.
Daniel Schäfer and team – the start-up financiers
Starting a business raises many questions. Daniel Schäfer combines the entrepreneur’s perspective with preparation for questions from banks and funding bodies.
The focus is on your specific case: your idea, your figures and the next steps. Behind Daniel is the X-Group team, providing advice and support with implementation.
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Personal guidance. Joint implementation.
The X-Group team brings together a range of expertise for your project.
Your free initial consultation
Select an available appointment. We will discuss your project, your open questions, and whether working together makes sense.
How to prepare
- Note down your project, your desired start date, and your approximate capital requirements.
- Have any existing plans, bank feedback or funding documents ready.
- Gather the two or three questions you would like to clarify first.
You do not need a finished business plan for an initial consultation. A conversation does not constitute a funding or financing commitment.
Our clients’ experiencesRead Google reviews ↗Your data will be used to process your appointment. Data protection · Other appointment types
Your business remains in focus even after establishment.
Start-up, growth and succession
We support projects from the preparation for self-employment through growth to business acquisition, succession and sale. This includes financing and business valuation.
Business plan and positioning
Your offer, target customers, competition, sales and implementation must be clearly described and aligned with each other.
Financial planning and capital requirements
Investments, ongoing costs, liquidity reserves and available funds are brought together in a comprehensive plan.
Funding and financing structure
Public funding opportunities and private financing components are categorised by purpose, requirements and chronological order.
Entrepreneurial team and organisation
Tasks, skills and responsibilities are as much a part of the project as the figures. X-Group offers consulting, team coaching, teambuilding and Birkman personality assessments for this purpose.
Controlling after launch
Key figures and target/actual comparisons help to identify deviations in revenue, costs and liquidity at an early stage.
Better prepared.
Clearer decisions.
Bank meeting & business plan
Start-up Financing
FundingWhat you want to know before the
first step.
I only have an idea so far. Am I in the right place?
Yes. For an initial orientation, you do not need to bring a finished business plan. In the consultation, we clarify your current position and which information and documents are important next.
Can you help if the bank has already rejected my application?
We can review the reasons and your previous documents together. This may reveal possible approaches for revision. We cannot promise a new approval.
Can your consulting services be funded?
Depending on your situation, funding may be possible. Together we will check which programmes fit your project and which requirements need to be clarified before commissioning.
Is the financing check free of charge?
Yes. In the online check, you describe your situation and can send an enquiry to X-Group. Regardless of this, you can book a free initial consultation directly in the calendar. Further services will be agreed before commissioning.
Do you also provide consulting outside Berlin?
Yes, X-Group supports projects throughout Germany. You can discuss your concerns in a personal meeting without having to come to Berlin.
Will I always speak directly with Daniel Schäfer?
Daniel is responsible for the professional direction of X-Group. Who will support you personally depends on your needs and the relevant expertise within the team. We will clarify your contact person when arranging the appointment.
Let’s clarify your next step.
Describe your project in the financing check or book a free initial consultation directly.
