Which funding is suitable for your next step?
Coaching, living expenses, consultancy, and investments are supported through different channels. We first assess your needs and then review requirements, responsibilities, and application timing.
Daniel Schäfer & the X-Group teamPersonal support with planning, funding, and financing ↗What is your project about?
You are starting up from ALG I (German unemployment benefit).
Start-up Grant (Gründungszuschuss) ↗
You want to prepare your start-up.
AVGS coaching ↗
You need capital for investments.
KfW StartGeld ↗
Your business needs consultancy.
BAFA consultancy ↗
An initial thematic assessment. Whether funding is possible depends on the respective requirements.
These questions help narrow down the search.
Do you need preparation or capital?
A coaching voucher does not finance machinery. A consultancy grant is not a working capital loan. Specify the actual intended use.
Which phase are you in?
Pre-start-up, starting self-employment, and established businesses have different requirements and contact points.
When can the project begin?
Depending on the programme, an application or approval may be required before certain steps. Check this before commissioning or starting.
You can bring the following.
- Brief description of the project and desired start date
- Location, start-up date or current situation
- Cost breakdown and intended use
- Existing vouchers, funding notices, or previous applications
We will work on this with you.
- Separate needs for coaching, consultancy, living expenses, and investment
- Research suitable public programmes and application offices
- Record required documents and chronological order
- Support with application preparation to the agreed extent
This is our approach.
- 01
Discuss initial situation
Record the project, existing documents, and outstanding questions.
- 02
Agree on scope
Define services, required information, and costs.
- 03
Prepare documents
Work together on agreed content and figures.
- 04
Prepare the next step
Record results, responsibilities, and outstanding points.
Frequently asked questions
AVGS or start-up grant?
AVGS refers to the approved coaching measure. The start-up grant (Gründungszuschuss) can support the transition from ALG I (German unemployment benefit) to full-time self-employment.
BAFA or KfW?
The BAFA funding discussed here relates to business consultancy. KfW programmes may involve financing loans. Purpose and procedures differ.
Do you check regional programmes?
Yes. That is why location, planned costs and current business status are important for our research.
What does working together cost?
The initial consultation is free of charge. For further services, scope and costs are agreed before engagement. Whether funding is possible depends on your case and the necessary approval.
What happens after I submit my enquiry?
In the financing check, you describe your current situation. In a personal discussion, outstanding points and the required documents are clarified. Afterwards, it can be determined which work is appropriate.
Can I start with incomplete documents?
Yes. Bring any drafts you have and a list of your open questions. Missing information and assumptions will be explicitly identified and added as the process continues.
Further professional sources: Federal Agency: AVGS · KfW: StartGeld
Let’s clarify your next step.
Describe your project in the financing check or book a free initial consultation directly.

