{"id":14307,"date":"2026-04-29T13:17:03","date_gmt":"2026-04-29T11:17:03","guid":{"rendered":"https:\/\/x-group.de\/you-want-to-start-a-business-but-lack-the-capital-entwurf\/"},"modified":"2026-10-13T15:05:58","modified_gmt":"2026-10-13T13:05:58","slug":"you-want-to-start-a-business-but-lack-the-capital","status":"publish","type":"post","link":"https:\/\/x-group.de\/en\/you-want-to-start-a-business-but-lack-the-capital\/","title":{"rendered":"You Want to Start a Business \u2013 But Lack the Capital?"},"content":{"rendered":"<div id=\"xg-preview-v2\">\n<header class=\"xg-head\">\n<div class=\"xg-wrap xg-head-inner\"><a aria-label=\"X-Group homepage\" class=\"xg-logo\" href=\"https:\/\/x-group.de\/en\/\"><img decoding=\"async\" alt=\"X-Group\" height=\"47\" src=\"https:\/\/x-group.de\/wp-content\/uploads\/2023\/06\/X-GROUP-logo-250x86.png\" width=\"126\"\/><\/a><button aria-controls=\"xg-main-nav\" aria-expanded=\"false\" class=\"xg-menu-toggle\">Menu<\/button><\/p>\n<nav aria-label=\"Main navigation\" class=\"xg-nav\" id=\"xg-main-nav\">\n<details>\n<summary>Financing<\/summary>\n<div class=\"xg-subnav\"><a href=\"https:\/\/x-group.de\/en\/startup-financing\/\">Start-up Financing<\/a><a href=\"https:\/\/x-group.de\/en\/kfw-startgeld\/\">KfW StartGeld<\/a><a href=\"https:\/\/x-group.de\/en\/financing-rejected\/\">Financing Rejected<\/a><a href=\"https:\/\/x-group.de\/en\/business-acquisition-financing\/\">Business Acquisition<\/a><a href=\"https:\/\/x-group.de\/en\/restaurant-financing\/\">Gastronomy<\/a><a href=\"https:\/\/x-group.de\/en\/restaurant-acquisition-financing\/\">Restaurant Takeover<\/a><a href=\"https:\/\/x-group.de\/en\/medical-practice-acquisition-financing\/\">Practice Takeover<\/a><a href=\"https:\/\/x-group.de\/en\/pharmacy-financing\/\">Pharmacy<\/a><a href=\"https:\/\/x-group.de\/en\/retail-financing\/\">Retail<\/a><a href=\"https:\/\/x-group.de\/en\/trades-business-financing\/\">Craft Business<\/a><a href=\"https:\/\/x-group.de\/en\/financing-check\/\">Financing Check<\/a><\/div>\n<\/details>\n<details>\n<summary>Funding<\/summary>\n<div class=\"xg-subnav\"><a href=\"https:\/\/x-group.de\/en\/startup-grant\/\">Start-up Grant (Gr\u00fcndungszuschuss)<\/a><a href=\"https:\/\/x-group.de\/en\/avgs-startup-coaching\/\">AVGS Start-up Coaching<\/a><a href=\"https:\/\/x-group.de\/en\/bafa-consulting\/\">BAFA Consultancy Funding<\/a><a href=\"https:\/\/x-group.de\/en\/funding\/\">Overview of Funding Options<\/a><\/div>\n<\/details>\n<details>\n<summary>Services<\/summary>\n<div class=\"xg-subnav\"><a href=\"https:\/\/x-group.de\/en\/services\/\">All Services &amp; Packages<\/a><a href=\"https:\/\/x-group.de\/en\/business-plan\/\">Business Plan<\/a><a href=\"https:\/\/x-group.de\/en\/financial-plan\/\">Financial Plan<\/a><a href=\"https:\/\/x-group.de\/en\/services\/#module\">24 Advisory Modules<\/a><\/div>\n<\/details>\n<details>\n<summary>Best Cases<\/summary>\n<div class=\"xg-subnav\"><a href=\"https:\/\/x-group.de\/en\/client-results\/\">Client Results &amp; Videos<\/a><\/div>\n<\/details>\n<details>\n<summary>About Us<\/summary>\n<div class=\"xg-subnav\"><a href=\"https:\/\/x-group.de\/en\/daniel-schaefer\/\">Daniel Sch\u00e4fer<\/a><a href=\"https:\/\/x-group.de\/en\/team\/\">Team &amp; X-Group<\/a><a href=\"https:\/\/x-group.de\/en\/contact\/\">Contact<\/a><a href=\"https:\/\/x-group.de\/en\/links\/\">All Appointments &amp; Direct Links<\/a><\/div>\n<\/details>\n<details>\n<summary>Knowledge &amp; Free Resources<\/summary>\n<div class=\"xg-subnav\"><a href=\"https:\/\/x-group.de\/en\/knowledge\/\">Knowledge &amp; Guides<\/a><a href=\"https:\/\/x-group.de\/en\/downloads\/\">Forms &amp; Downloads<\/a><a href=\"https:\/\/www.youtube.com\/channel\/UCmlJMIv8lRTEkXNHcFzQtZw\/\">YouTube<\/a><\/div>\n<\/details>\n<\/nav>\n<p><a class=\"xg-btn xg-head-cta\" href=\"https:\/\/x-group.de\/en\/financing-check\/\">Financing Check<\/a><\/div>\n<\/header>\n<p><main><\/p>\n<section class=\"xg-page-hero\">\n<div class=\"xg-wrap\"><span class=\"xg-eyebrow\">Knowledge &amp; resources \u00b7 Germany<\/span><\/p>\n<h1>You Want to Start a Business \u2013 But Lack the Capital?<\/h1>\n<p>Original article: 2026-04-29. English translation. Programme details reflect the original publication date.<\/p>\n<\/div>\n<\/section>\n<section class=\"xg-section\">\n<div class=\"xg-wrap xg-article-body\"><strong>Contents<\/strong><\/p>\n<ol>\n<li>Module 1: Employment Agency or Job Centre<\/li>\n<li>Module 2: Microloans up to 50,000 euros<\/li>\n<li>Module 3: KfW StartGeld up to 200,000 euros<\/li>\n<li>Larger projects up to 25 million euros<\/li>\n<li>Combining funding programmes<\/li>\n<li>About X-Group<\/li>\n<\/ol>\n<p><strong>You Want to Start a Business \u2013 But Lack the Capital?<\/strong><br \/>\nWhether it\u2019s a retail shop, restaurant, online store or warehouse: without the right start-up capital, even the best idea cannot get off the ground. The good news: there are a whole range of government funding programmes \u2013 and most founders are not even aware of what they are entitled to.<\/p>\n<hr\/>\n<h3><strong>Building block 1: Employment Agency or Job Centre \u2013 Grants for your first step<\/strong><\/h3>\n<p>If you are registered with the Employment Agency or Job Centre, you already have a significant advantage. Both institutions offer specific funding instruments for aspiring self-employed individuals. If you are registered with the Employment Agency, you can apply for the so-called Gr\u00fcndungszuschuss (start-up grant) \u2013 typically around 10,000 euros. This money is not a loan, but a genuine grant for your personal living expenses and social security contributions in the initial phase. If, on the other hand, you receive B\u00fcrgergeld via the Job Centre, other instruments are available to you: the Einstiegsgeld as well as support for the integration of self-employed persons \u2013 both are grants that can be used directly for your business investments. In addition, both groups receive an AVGS (activation and placement voucher) \u2013 a consultation voucher that allows you to fully finance professional start-up advice.<\/p>\n<hr\/>\n<h3><strong>Building block 2: Microloans \u2013 fast financing up to \u20ac50,000<\/strong><\/h3>\n<p>For capital requirements of up to around 25,000 euros, traditional commercial banks are often not a good option. The amounts are too small for them, and the administrative effort is too high. This is where the microcredit programmes of the regional development banks come into play \u2013 available in every federal state. The major advantage: you do not need collateral, and the financing is split \u2013 50% is covered by your federal state, the other 50% comes from the EU. This is a particularly attractive model, open to both new founders and existing small businesses. Depending on the programme, up to 50,000 euros may be possible.<\/p>\n<hr\/>\n<h3><strong>Building block 3: KfW StartGeld \u2013 up to \u20ac200,000 per founder<\/strong><\/h3>\n<p>The best-known and most widely used programme is the KfW Gr\u00fcnderkredit StartGeld. Here, as an individual applicant, you can receive up to 200,000 euros. If you are founding together \u2013 for example as a GbR or UG \u2013 this amount can increase accordingly. The programme is ideally suited to finance investments, working capital and market entry costs.<\/p>\n<hr\/>\n<h3><strong>Larger projects: Up to \u20ac25 million<\/strong><\/h3>\n<p>If you are thinking bigger, larger funds are also available. There are funding programmes that support founders and young businesses with up to \u20ac25 million for growth financing.<\/p>\n<hr\/>\n<h3><strong>Combining funding programmes<\/strong><\/h3>\n<p>It is often sensible to combine several programmes to maximise your benefits. And the best part: the necessary consultation for this can also be funded. Through BAFA, consultancy costs for planning, financial analyses and feasibility studies can be subsidised by up to 50\u2013100%. If you are registered with the Employment Agency, you can even access pre-start-up coaching, where 100% of the consultancy costs are covered \u2013 including the preparation of all documentation.<\/p>\n<hr\/>\n<h3><strong>Mental resilience in everyday start-up life<\/strong><\/h3>\n<p>You know the feeling: finances are tight, a client drops out, or a decision goes wrong. As a founder, you will regularly encounter such situations. What matters is not whether crises occur, but how you deal with them. Your brain is constantly assessing situations. It is not the stimulus itself that determines your feelings, but your interpretation of it. This is where your leverage lies. Instead of reacting instinctively, you can learn to consciously manage your assessment. This creates mental flexibility \u2013 one of the most important skills in entrepreneurship. https:\/\/youtu.be\/XV1xkVyP_Ws<\/p><\/div>\n<\/section>\n<p><\/main><\/p>\n<footer class=\"xg-footer\">\n<div class=\"xg-wrap\">\n<div class=\"xg-footer-top\"><img decoding=\"async\" alt=\"X-Group\" height=\"56\" src=\"https:\/\/x-group.de\/wp-content\/uploads\/2023\/06\/X-GROUP-logo-250x86.png\" width=\"150\"\/><\/p>\n<p>We prepare start-ups and businesses for financing and funding.<\/p>\n<\/div>\n<div class=\"xg-footer-cols\">\n<div>\n<h3>Start-up &amp; financing<\/h3>\n<p><a href=\"https:\/\/x-group.de\/en\/startup-financing\/\">Start-up Financing<\/a><a href=\"https:\/\/x-group.de\/en\/business-plan\/\">Business Plan<\/a><a href=\"https:\/\/x-group.de\/en\/financial-plan\/\">Financial Plan<\/a><a href=\"https:\/\/x-group.de\/en\/kfw-startgeld\/\">KfW StartGeld<\/a><a href=\"https:\/\/x-group.de\/en\/financing-rejected\/\">Financing Rejected<\/a><a href=\"https:\/\/x-group.de\/en\/business-acquisition-financing\/\">Business Acquisition<\/a><\/div>\n<div>\n<h3>Funding &amp; consulting<\/h3>\n<p><a href=\"https:\/\/x-group.de\/en\/startup-grant\/\">Start-up Grant (Gr\u00fcndungszuschuss)<\/a><a href=\"https:\/\/x-group.de\/en\/avgs-startup-coaching\/\">AVGS coaching<\/a><a href=\"https:\/\/x-group.de\/en\/bafa-consulting\/\">BAFA consulting<\/a><a href=\"https:\/\/x-group.de\/en\/services\/\">All services<\/a><a href=\"https:\/\/x-group.de\/en\/funding\/\">Funding<\/a><a href=\"https:\/\/x-group.de\/en\/financing-check\/\">Financing Check<\/a><\/div>\n<div>\n<h3>Daniel &amp; X-Group<\/h3>\n<p><a href=\"https:\/\/x-group.de\/en\/daniel-schaefer\/\">Daniel Sch\u00e4fer<\/a><a href=\"https:\/\/x-group.de\/en\/team\/\">Our team<\/a><a href=\"https:\/\/x-group.de\/en\/client-results\/\">Best Cases<\/a><a href=\"https:\/\/x-group.de\/en\/contact\/\">Contact<\/a><a href=\"https:\/\/x-group.de\/en\/#kalender\">Initial consultation<\/a><a href=\"https:\/\/x-group.de\/en\/links\/\">All appointments \/ links<\/a><\/div>\n<div>\n<h3>Knowledge &amp; legal information<\/h3>\n<p><a href=\"https:\/\/x-group.de\/en\/knowledge\/\">Guides &amp; blog<\/a><a href=\"https:\/\/x-group.de\/en\/downloads\/\">Forms &amp; Downloads<\/a><a href=\"https:\/\/x-group.de\/en\/legal-notice\/\">Imprint<\/a><a href=\"https:\/\/x-group.de\/en\/privacy-policy\/\">Data protection<\/a><\/div>\n<\/div>\n<div class=\"xg-footer-bottom\"><span>\u00a9 2026 X-Group \u00b7 <a href=\"tel:+4930683282600\">030 683 282 600<\/a> \u00b7 <a href=\"mailto:team@x-group.de\">team@x-group.de<\/a><\/span><span><a href=\"https:\/\/x-group.de\/wp-content\/uploads\/2023\/06\/AGB-x-group-GmbH-2015.pdf\">Terms &amp; Conditions<\/a> \u00b7 <button id=\"xg-cookie-settings\" type=\"button\">Cookie settings<\/button><\/span><\/div>\n<\/div>\n<\/footer>\n<div class=\"xg-mobile-cta\" hidden=\"\"><a class=\"xg-btn\" href=\"https:\/\/x-group.de\/en\/#kalender\">Free initial consultation <span aria-hidden=\"true\">\u2197<\/span><\/a><a aria-label=\"Call X-Group\" href=\"tel:+4930683282600\">\u260e<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Menu Financing Start-up FinancingKfW StartGeldFinancing RejectedBusiness AcquisitionGastronomyRestaurant TakeoverPractice TakeoverPharmacyRetailCraft BusinessFinancing Check Funding Start-up Grant (Gr\u00fcndungszuschuss)AVGS Start-up CoachingBAFA Consultancy FundingOverview of Funding Options Services All Services &amp; PackagesBusiness PlanFinancial Plan24 Advisory Modules Best Cases Client Results &amp; Videos About Us Daniel Sch\u00e4ferTeam &amp; X-GroupContactAll Appointments &amp; Direct Links Knowledge &amp; Free Resources Knowledge &amp; GuidesForms &amp; [&hellip;]<\/p>\n","protected":false},"author":20,"featured_media":14509,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-14307","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-unkategorisiert"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>You Want to Start a Business \u2013 But Lack the Capital? - X-Group<\/title>\n<meta name=\"description\" content=\"Original article: 2026-04-29. English translation. Programme details reflect the original publication date.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/x-group.de\/en\/you-want-to-start-a-business-but-lack-the-capital\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"You Want to Start a Business \u2013 But Lack the Capital? - X-Group\" \/>\n<meta property=\"og:description\" content=\"Original article: 2026-04-29. English translation. Programme details reflect the original publication date.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/x-group.de\/en\/you-want-to-start-a-business-but-lack-the-capital\/\" \/>\n<meta property=\"og:site_name\" content=\"X-Group\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-29T11:17:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-13T13:05:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/x-group.de\/wp-content\/uploads\/2026\/04\/ChatGPT-Image-29.-apr.-2026-14_14_07.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1492\" \/>\n\t<meta property=\"og:image:height\" content=\"1054\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Janine Pommerening\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Janine Pommerening\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/you-want-to-start-a-business-but-lack-the-capital\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/you-want-to-start-a-business-but-lack-the-capital\\\/\"},\"author\":{\"name\":\"Janine Pommerening\",\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/#\\\/schema\\\/person\\\/48d80df3d11b9acfc2a81593196d7be5\"},\"headline\":\"You Want to Start a Business \u2013 But Lack the Capital?\",\"datePublished\":\"2026-04-29T11:17:03+00:00\",\"dateModified\":\"2026-10-13T13:05:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/you-want-to-start-a-business-but-lack-the-capital\\\/\"},\"wordCount\":811,\"publisher\":{\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/you-want-to-start-a-business-but-lack-the-capital\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/x-group.de\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/ChatGPT-Image-29.-apr.-2026-14_14_07.png\",\"articleSection\":[\"Unkategorisiert\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/you-want-to-start-a-business-but-lack-the-capital\\\/\",\"url\":\"https:\\\/\\\/x-group.de\\\/en\\\/you-want-to-start-a-business-but-lack-the-capital\\\/\",\"name\":\"You Want to Start a Business \u2013 But Lack the Capital? - X-Group\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/you-want-to-start-a-business-but-lack-the-capital\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/you-want-to-start-a-business-but-lack-the-capital\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/x-group.de\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/ChatGPT-Image-29.-apr.-2026-14_14_07.png\",\"datePublished\":\"2026-04-29T11:17:03+00:00\",\"dateModified\":\"2026-10-13T13:05:58+00:00\",\"description\":\"Original article: 2026-04-29. English translation. Programme details reflect the original publication date.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/you-want-to-start-a-business-but-lack-the-capital\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/x-group.de\\\/en\\\/you-want-to-start-a-business-but-lack-the-capital\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/you-want-to-start-a-business-but-lack-the-capital\\\/#primaryimage\",\"url\":\"https:\\\/\\\/x-group.de\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/ChatGPT-Image-29.-apr.-2026-14_14_07.png\",\"contentUrl\":\"https:\\\/\\\/x-group.de\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/ChatGPT-Image-29.-apr.-2026-14_14_07.png\",\"width\":1492,\"height\":1054},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/you-want-to-start-a-business-but-lack-the-capital\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Startseite\",\"item\":\"https:\\\/\\\/x-group.de\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"You Want to Start a Business \u2013 But Lack the Capital?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/x-group.de\\\/en\\\/\",\"name\":\"X-Group\",\"description\":\"Wir machen Unternehmer\",\"publisher\":{\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/x-group.de\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/#organization\",\"name\":\"X-Group\",\"url\":\"https:\\\/\\\/x-group.de\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/x-group.de\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/X-GROUP-logo.png\",\"contentUrl\":\"https:\\\/\\\/x-group.de\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/X-GROUP-logo.png\",\"width\":1157,\"height\":396,\"caption\":\"X-Group\"},\"image\":{\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/x-group.de\\\/en\\\/#\\\/schema\\\/person\\\/48d80df3d11b9acfc2a81593196d7be5\",\"name\":\"Janine Pommerening\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8494b79e1a95d8ca6354dbdd0639e195e2817f131d101aa392d526448f9cff6e?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8494b79e1a95d8ca6354dbdd0639e195e2817f131d101aa392d526448f9cff6e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8494b79e1a95d8ca6354dbdd0639e195e2817f131d101aa392d526448f9cff6e?s=96&d=mm&r=g\",\"caption\":\"Janine Pommerening\"},\"sameAs\":[\"http:\\\/\\\/wwww.x-group.de\"],\"url\":\"https:\\\/\\\/x-group.de\\\/en\\\/author\\\/j-pommerening\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"You Want to Start a Business \u2013 But Lack the Capital? - X-Group","description":"Original article: 2026-04-29. English translation. Programme details reflect the original publication date.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/x-group.de\/en\/you-want-to-start-a-business-but-lack-the-capital\/","og_locale":"en_US","og_type":"article","og_title":"You Want to Start a Business \u2013 But Lack the Capital? - X-Group","og_description":"Original article: 2026-04-29. English translation. Programme details reflect the original publication date.","og_url":"https:\/\/x-group.de\/en\/you-want-to-start-a-business-but-lack-the-capital\/","og_site_name":"X-Group","article_published_time":"2026-04-29T11:17:03+00:00","article_modified_time":"2026-10-13T13:05:58+00:00","og_image":[{"width":1492,"height":1054,"url":"https:\/\/x-group.de\/wp-content\/uploads\/2026\/04\/ChatGPT-Image-29.-apr.-2026-14_14_07.png","type":"image\/png"}],"author":"Janine Pommerening","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Janine Pommerening","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/x-group.de\/en\/you-want-to-start-a-business-but-lack-the-capital\/#article","isPartOf":{"@id":"https:\/\/x-group.de\/en\/you-want-to-start-a-business-but-lack-the-capital\/"},"author":{"name":"Janine Pommerening","@id":"https:\/\/x-group.de\/en\/#\/schema\/person\/48d80df3d11b9acfc2a81593196d7be5"},"headline":"You Want to Start a Business \u2013 But Lack the Capital?","datePublished":"2026-04-29T11:17:03+00:00","dateModified":"2026-10-13T13:05:58+00:00","mainEntityOfPage":{"@id":"https:\/\/x-group.de\/en\/you-want-to-start-a-business-but-lack-the-capital\/"},"wordCount":811,"publisher":{"@id":"https:\/\/x-group.de\/en\/#organization"},"image":{"@id":"https:\/\/x-group.de\/en\/you-want-to-start-a-business-but-lack-the-capital\/#primaryimage"},"thumbnailUrl":"https:\/\/x-group.de\/wp-content\/uploads\/2026\/04\/ChatGPT-Image-29.-apr.-2026-14_14_07.png","articleSection":["Unkategorisiert"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/x-group.de\/en\/you-want-to-start-a-business-but-lack-the-capital\/","url":"https:\/\/x-group.de\/en\/you-want-to-start-a-business-but-lack-the-capital\/","name":"You Want to Start a Business \u2013 But Lack the Capital? - X-Group","isPartOf":{"@id":"https:\/\/x-group.de\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/x-group.de\/en\/you-want-to-start-a-business-but-lack-the-capital\/#primaryimage"},"image":{"@id":"https:\/\/x-group.de\/en\/you-want-to-start-a-business-but-lack-the-capital\/#primaryimage"},"thumbnailUrl":"https:\/\/x-group.de\/wp-content\/uploads\/2026\/04\/ChatGPT-Image-29.-apr.-2026-14_14_07.png","datePublished":"2026-04-29T11:17:03+00:00","dateModified":"2026-10-13T13:05:58+00:00","description":"Original article: 2026-04-29. English translation. Programme details reflect the original publication date.","breadcrumb":{"@id":"https:\/\/x-group.de\/en\/you-want-to-start-a-business-but-lack-the-capital\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/x-group.de\/en\/you-want-to-start-a-business-but-lack-the-capital\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/x-group.de\/en\/you-want-to-start-a-business-but-lack-the-capital\/#primaryimage","url":"https:\/\/x-group.de\/wp-content\/uploads\/2026\/04\/ChatGPT-Image-29.-apr.-2026-14_14_07.png","contentUrl":"https:\/\/x-group.de\/wp-content\/uploads\/2026\/04\/ChatGPT-Image-29.-apr.-2026-14_14_07.png","width":1492,"height":1054},{"@type":"BreadcrumbList","@id":"https:\/\/x-group.de\/en\/you-want-to-start-a-business-but-lack-the-capital\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Startseite","item":"https:\/\/x-group.de\/en\/"},{"@type":"ListItem","position":2,"name":"You Want to Start a Business \u2013 But Lack the Capital?"}]},{"@type":"WebSite","@id":"https:\/\/x-group.de\/en\/#website","url":"https:\/\/x-group.de\/en\/","name":"X-Group","description":"Wir machen Unternehmer","publisher":{"@id":"https:\/\/x-group.de\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/x-group.de\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/x-group.de\/en\/#organization","name":"X-Group","url":"https:\/\/x-group.de\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/x-group.de\/en\/#\/schema\/logo\/image\/","url":"https:\/\/x-group.de\/wp-content\/uploads\/2023\/06\/X-GROUP-logo.png","contentUrl":"https:\/\/x-group.de\/wp-content\/uploads\/2023\/06\/X-GROUP-logo.png","width":1157,"height":396,"caption":"X-Group"},"image":{"@id":"https:\/\/x-group.de\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/x-group.de\/en\/#\/schema\/person\/48d80df3d11b9acfc2a81593196d7be5","name":"Janine Pommerening","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/8494b79e1a95d8ca6354dbdd0639e195e2817f131d101aa392d526448f9cff6e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8494b79e1a95d8ca6354dbdd0639e195e2817f131d101aa392d526448f9cff6e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8494b79e1a95d8ca6354dbdd0639e195e2817f131d101aa392d526448f9cff6e?s=96&d=mm&r=g","caption":"Janine Pommerening"},"sameAs":["http:\/\/wwww.x-group.de"],"url":"https:\/\/x-group.de\/en\/author\/j-pommerening\/"}]}},"_links":{"self":[{"href":"https:\/\/x-group.de\/en\/wp-json\/wp\/v2\/posts\/14307","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/x-group.de\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/x-group.de\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/x-group.de\/en\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/x-group.de\/en\/wp-json\/wp\/v2\/comments?post=14307"}],"version-history":[{"count":2,"href":"https:\/\/x-group.de\/en\/wp-json\/wp\/v2\/posts\/14307\/revisions"}],"predecessor-version":[{"id":14840,"href":"https:\/\/x-group.de\/en\/wp-json\/wp\/v2\/posts\/14307\/revisions\/14840"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/x-group.de\/en\/wp-json\/wp\/v2\/media\/14509"}],"wp:attachment":[{"href":"https:\/\/x-group.de\/en\/wp-json\/wp\/v2\/media?parent=14307"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/x-group.de\/en\/wp-json\/wp\/v2\/categories?post=14307"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/x-group.de\/en\/wp-json\/wp\/v2\/tags?post=14307"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}