{"id":14180,"date":"2026-10-06T13:16:01","date_gmt":"2026-10-06T11:16:01","guid":{"rendered":"https:\/\/x-group.de\/funding-entwurf\/"},"modified":"2026-10-13T15:05:44","modified_gmt":"2026-10-13T13:05:44","slug":"funding","status":"publish","type":"page","link":"https:\/\/x-group.de\/en\/funding\/","title":{"rendered":"Funding | X-Group"},"content":{"rendered":"\n<div id=\"xg-preview-v2\"><header class=\"xg-head\"><div class=\"xg-wrap xg-head-inner\"><a aria-label=\"X-Group homepage\" class=\"xg-logo\" href=\"https:\/\/x-group.de\/en\/\"><img decoding=\"async\" alt=\"X-Group\" height=\"47\" src=\"https:\/\/x-group.de\/wp-content\/uploads\/2023\/06\/X-GROUP-logo-250x86.png\" width=\"126\"\/><\/a><button aria-controls=\"xg-main-nav\" aria-expanded=\"false\" class=\"xg-menu-toggle\">Menu<\/button><nav aria-label=\"Main navigation\" class=\"xg-nav\" id=\"xg-main-nav\"><details><summary>Financing<\/summary><div class=\"xg-subnav\"><a href=\"https:\/\/x-group.de\/en\/startup-financing\/\">Start-up Financing<\/a><a href=\"https:\/\/x-group.de\/en\/kfw-startgeld\/\">KfW StartGeld<\/a><a href=\"https:\/\/x-group.de\/en\/financing-rejected\/\">Financing Rejected<\/a><a href=\"https:\/\/x-group.de\/en\/business-acquisition-financing\/\">Business Acquisition<\/a><a href=\"https:\/\/x-group.de\/en\/restaurant-financing\/\">Gastronomy<\/a><a href=\"https:\/\/x-group.de\/en\/restaurant-acquisition-financing\/\">Restaurant Takeover<\/a><a href=\"https:\/\/x-group.de\/en\/medical-practice-acquisition-financing\/\">Practice Takeover<\/a><a href=\"https:\/\/x-group.de\/en\/pharmacy-financing\/\">Pharmacy<\/a><a href=\"https:\/\/x-group.de\/en\/retail-financing\/\">Retail<\/a><a href=\"https:\/\/x-group.de\/en\/trades-business-financing\/\">Craft Business<\/a><a href=\"https:\/\/x-group.de\/en\/financing-check\/\">Financing Check<\/a><\/div><\/details><details><summary>Funding<\/summary><div class=\"xg-subnav\"><a href=\"https:\/\/x-group.de\/en\/startup-grant\/\">Start-up Grant (Gr\u00fcndungszuschuss)<\/a><a href=\"https:\/\/x-group.de\/en\/avgs-startup-coaching\/\">AVGS Start-up Coaching<\/a><a href=\"https:\/\/x-group.de\/en\/bafa-consulting\/\">BAFA Consultancy Funding<\/a><a href=\"https:\/\/x-group.de\/en\/funding\/\">Overview of Funding Options<\/a><\/div><\/details><details><summary>Services<\/summary><div class=\"xg-subnav\"><a href=\"https:\/\/x-group.de\/en\/services\/\">All Services &amp; Packages<\/a><a href=\"https:\/\/x-group.de\/en\/business-plan\/\">Business Plan<\/a><a href=\"https:\/\/x-group.de\/en\/financial-plan\/\">Financial Plan<\/a><a href=\"https:\/\/x-group.de\/en\/services\/#module\">24 Advisory Modules<\/a><\/div><\/details><details><summary>Best Cases<\/summary><div class=\"xg-subnav\"><a href=\"https:\/\/x-group.de\/en\/client-results\/\">Client Results &amp; Videos<\/a><\/div><\/details><details><summary>About Us<\/summary><div class=\"xg-subnav\"><a href=\"https:\/\/x-group.de\/en\/daniel-schaefer\/\">Daniel Sch\u00e4fer<\/a><a href=\"https:\/\/x-group.de\/en\/team\/\">Team &amp; X-Group<\/a><a href=\"https:\/\/x-group.de\/en\/contact\/\">Contact<\/a><a href=\"https:\/\/x-group.de\/en\/links\/\">All Appointments &amp; Direct Links<\/a><\/div><\/details><details><summary>Knowledge &amp; Free Resources<\/summary><div class=\"xg-subnav\"><a href=\"https:\/\/x-group.de\/en\/knowledge\/\">Knowledge &amp; Guides<\/a><a href=\"https:\/\/x-group.de\/en\/downloads\/\">Forms &amp; Downloads<\/a><a href=\"https:\/\/www.youtube.com\/channel\/UCmlJMIv8lRTEkXNHcFzQtZw\/\">YouTube<\/a><\/div><\/details><\/nav><a class=\"xg-btn xg-head-cta\" href=\"https:\/\/x-group.de\/en\/financing-check\/\">Financing Check<\/a><\/div><\/header><main><section class=\"xg-topic-hero xg-topic-finder\"><div class=\"xg-wrap xg-topic-hero-grid\"><div class=\"xg-topic-copy\"><div class=\"xg-breadcrumb\"><a href=\"https:\/\/x-group.de\/en\/\">Homepage<\/a><span>\/<\/span><span>Funding<\/span><\/div><span class=\"xg-eyebrow\">Funding<\/span><h1>Which funding is suitable for your next step?<\/h1><p class=\"xg-topic-intro\">Coaching, living expenses, consultancy, and investments are supported through different channels. We first assess your needs and then review requirements, responsibilities, and application timing.<\/p><div class=\"xg-actions\"><a class=\"xg-btn\" href=\"https:\/\/x-group.de\/en\/financing-check\/\">Assess funding route <span aria-hidden=\"true\">\u2197<\/span><\/a><a class=\"xg-btn xg-btn-outline\" href=\"https:\/\/x-group.de\/en\/#kalender\">Book initial consultation <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><a class=\"xg-expert-line\" href=\"https:\/\/x-group.de\/en\/daniel-schaefer\/\"><img decoding=\"async\" alt=\"Daniel Sch\u00e4fer\" height=\"64\" src=\"https:\/\/x-group.de\/wp-content\/uploads\/2026\/10\/daniel-schaefer-portrait-restauriert-20261006.webp\" width=\"64\"\/><span><strong>Daniel Sch\u00e4fer &amp; the X-Group team<\/strong><small>Personal support with planning, funding, and financing \u2197<\/small><\/span><\/a><\/div><div class=\"xg-topic-visual\"><\/div><\/div><\/section><section class=\"xg-section\"><div class=\"xg-wrap\"><div class=\"xg-section-top\"><div><span class=\"xg-eyebrow\"><\/span><h2>What is your project about?<\/h2><\/div><\/div><div class=\"xg-funding-routes\"><a href=\"https:\/\/x-group.de\/en\/startup-grant\/\"><span>01<\/span><div><p>You are starting up from ALG I (German unemployment benefit).<\/p><h3>Start-up Grant (Gr\u00fcndungszuschuss) \u2197<\/h3><\/div><\/a><a href=\"https:\/\/x-group.de\/en\/avgs-startup-coaching\/\"><span>02<\/span><div><p>You want to prepare your start-up.<\/p><h3>AVGS coaching \u2197<\/h3><\/div><\/a><a href=\"https:\/\/x-group.de\/en\/kfw-startgeld\/\"><span>03<\/span><div><p>You need capital for investments.<\/p><h3>KfW StartGeld \u2197<\/h3><\/div><\/a><a href=\"https:\/\/x-group.de\/en\/bafa-consulting\/\"><span>04<\/span><div><p>Your business needs consultancy.<\/p><h3>BAFA consultancy \u2197<\/h3><\/div><\/a><\/div><p class=\"xg-sources\">An initial thematic assessment. Whether funding is possible depends on the respective requirements.<\/p><\/div><\/section><section class=\"xg-section\"><div class=\"xg-wrap\"><div class=\"xg-section-top\"><div><span class=\"xg-eyebrow\"><\/span><h2>These questions help narrow down the search.<\/h2><\/div><\/div><div class=\"xg-editorial-rows\"><article><span>01<\/span><h3>Do you need preparation or capital?<\/h3><p>A coaching voucher does not finance machinery. A consultancy grant is not a working capital loan. Specify the actual intended use.<\/p><\/article><article><span>02<\/span><h3>Which phase are you in?<\/h3><p>Pre-start-up, starting self-employment, and established businesses have different requirements and contact points.<\/p><\/article><article><span>03<\/span><h3>When can the project begin?<\/h3><p>Depending on the programme, an application or approval may be required before certain steps. Check this before commissioning or starting.<\/p><\/article><\/div><\/div><\/section><section class=\"xg-section xg-topic-preparation\"><div class=\"xg-wrap\"><div class=\"xg-preparation xg-preparation-finder\"><div class=\"xg-preparation-list\"><span class=\"xg-eyebrow\">Your preparation<\/span><h2>You can bring the following.<\/h2><ul class=\"xg-list\"><li>Brief description of the project and desired start date<\/li><li>Location, start-up date or current situation<\/li><li>Cost breakdown and intended use<\/li><li>Existing vouchers, funding notices, or previous applications<\/li><\/ul><\/div><div class=\"xg-work-list\"><span class=\"xg-eyebrow\">Our specific work<\/span><h2>We will work on this with you.<\/h2><ul class=\"xg-list\"><li>Separate needs for coaching, consultancy, living expenses, and investment<\/li><li>Research suitable public programmes and application offices<\/li><li>Record required documents and chronological order<\/li><li>Support with application preparation to the agreed extent<\/li><\/ul><\/div><\/div><div class=\"xg-note\">Funding conditions, budgets, and responsibilities may change. A researched option does not constitute approval.<\/div><\/div><\/section><section class=\"xg-section xg-process-finder\"><div class=\"xg-wrap\"><div class=\"xg-section-top\"><div><span class=\"xg-eyebrow\">From enquiry to the next step<\/span><h2>This is our approach.<\/h2><\/div><\/div><ol class=\"xg-topic-process\"><li><span>01<\/span><div><h3>Discuss initial situation<\/h3><p>Record the project, existing documents, and outstanding questions.<\/p><\/div><\/li><li><span>02<\/span><div><h3>Agree on scope<\/h3><p>Define services, required information, and costs.<\/p><\/div><\/li><li><span>03<\/span><div><h3>Prepare documents<\/h3><p>Work together on agreed content and figures.<\/p><\/div><\/li><li><span>04<\/span><div><h3>Prepare the next step<\/h3><p>Record results, responsibilities, and outstanding points.<\/p><\/div><\/li><\/ol><\/div><\/section><section class=\"xg-section xg-topic-faq\"><div class=\"xg-wrap\"><div class=\"xg-section-top\"><div><span class=\"xg-eyebrow\"><\/span><h2>Frequently asked questions<\/h2><\/div><\/div><div class=\"xg-faq\"><details class=\"xg-details\"><summary>AVGS or start-up grant?<\/summary><div><p>AVGS refers to the approved coaching measure. The start-up grant (Gr\u00fcndungszuschuss) can support the transition from ALG I (German unemployment benefit) to full-time self-employment.<\/p><\/div><\/details><details class=\"xg-details\"><summary>BAFA or KfW?<\/summary><div><p>The BAFA funding discussed here relates to business consultancy. KfW programmes may involve financing loans. Purpose and procedures differ.<\/p><\/div><\/details><details class=\"xg-details\"><summary>Do you check regional programmes?<\/summary><div><p>Yes. That is why location, planned costs and current business status are important for our research.<\/p><\/div><\/details><details class=\"xg-details\"><summary>What does working together cost?<\/summary><div><p>The initial consultation is free of charge. For further services, scope and costs are agreed before engagement. Whether funding is possible depends on your case and the necessary approval.<\/p><\/div><\/details><details class=\"xg-details\"><summary>What happens after I submit my enquiry?<\/summary><div><p>In the financing check, you describe your current situation. In a personal discussion, outstanding points and the required documents are clarified. Afterwards, it can be determined which work is appropriate.<\/p><\/div><\/details><details class=\"xg-details\"><summary>Can I start with incomplete documents?<\/summary><div><p>Yes. Bring any drafts you have and a list of your open questions. Missing information and assumptions will be explicitly identified and added as the process continues.<\/p><\/div><\/details><\/div><p class=\"xg-sources\">Further professional sources: <a href=\"https:\/\/www.arbeitsagentur.de\/en\/node\/5610\" rel=\"noopener noreferrer\" target=\"_blank\">Federal Agency: AVGS<\/a> \u00b7 <a href=\"https:\/\/www.kfw.de\/inlandsfoerderung\/Privatpersonen\/Existenzgr%C3%BCndung\/F%C3%B6rderprodukte\/ERP-Gr%C3%BCnderkredit-Startgeld-%28067%29\/\" rel=\"noopener noreferrer\" target=\"_blank\">KfW: StartGeld<\/a><\/p><div class=\"xg-related\"><a href=\"https:\/\/x-group.de\/en\/avgs-startup-coaching\/\">AVGS Start-up Coaching \u2197<\/a><a href=\"https:\/\/x-group.de\/en\/startup-grant\/\">Start-up Grant (Gr\u00fcndungszuschuss) \u2197<\/a><a href=\"https:\/\/x-group.de\/en\/bafa-consulting\/\">BAFA Consultancy Funding \u2197<\/a><a href=\"https:\/\/x-group.de\/en\/kfw-startgeld\/\">KfW StartGeld \u2197<\/a><a href=\"https:\/\/x-group.de\/en\/downloads\/\">Forms &amp; Downloads \u2197<\/a><\/div><\/div><\/section><section class=\"xg-final\"><div class=\"xg-wrap\"><h2>Let&#8217;s clarify your next step.<\/h2><p>Describe your project in the financing check or book a free initial consultation directly.<\/p><div class=\"xg-actions\"><a class=\"xg-btn\" href=\"https:\/\/x-group.de\/en\/financing-check\/\">Start financing check <span aria-hidden=\"true\">\u2197<\/span><\/a><a class=\"xg-btn xg-btn-outline\" href=\"https:\/\/x-group.de\/en\/#kalender\">Free initial consultation <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/div><\/section><\/main><footer class=\"xg-footer\"><div class=\"xg-wrap\"><div class=\"xg-footer-top\"><img decoding=\"async\" alt=\"X-Group\" height=\"56\" src=\"https:\/\/x-group.de\/wp-content\/uploads\/2023\/06\/X-GROUP-logo-250x86.png\" width=\"150\"\/><p>We prepare start-ups and businesses for financing and funding.<\/p><\/div><div class=\"xg-footer-cols\"><div><h3>Start-up &amp; financing<\/h3><a href=\"https:\/\/x-group.de\/en\/startup-financing\/\">Start-up Financing<\/a><a href=\"https:\/\/x-group.de\/en\/business-plan\/\">Business Plan<\/a><a href=\"https:\/\/x-group.de\/en\/financial-plan\/\">Financial Plan<\/a><a href=\"https:\/\/x-group.de\/en\/kfw-startgeld\/\">KfW StartGeld<\/a><a href=\"https:\/\/x-group.de\/en\/financing-rejected\/\">Financing Rejected<\/a><a href=\"https:\/\/x-group.de\/en\/business-acquisition-financing\/\">Business Acquisition<\/a><\/div><div><h3>Funding &amp; consulting<\/h3><a href=\"https:\/\/x-group.de\/en\/startup-grant\/\">Start-up Grant (Gr\u00fcndungszuschuss)<\/a><a href=\"https:\/\/x-group.de\/en\/avgs-startup-coaching\/\">AVGS coaching<\/a><a href=\"https:\/\/x-group.de\/en\/bafa-consulting\/\">BAFA consulting<\/a><a href=\"https:\/\/x-group.de\/en\/services\/\">All services<\/a><a href=\"https:\/\/x-group.de\/en\/funding\/\">Funding<\/a><a href=\"https:\/\/x-group.de\/en\/financing-check\/\">Financing Check<\/a><\/div><div><h3>Daniel &amp; X-Group<\/h3><a href=\"https:\/\/x-group.de\/en\/daniel-schaefer\/\">Daniel Sch\u00e4fer<\/a><a href=\"https:\/\/x-group.de\/en\/team\/\">Our team<\/a><a href=\"https:\/\/x-group.de\/en\/client-results\/\">Best Cases<\/a><a href=\"https:\/\/x-group.de\/en\/contact\/\">Contact<\/a><a href=\"https:\/\/x-group.de\/en\/#kalender\">Initial consultation<\/a><a href=\"https:\/\/x-group.de\/en\/links\/\">All appointments \/ links<\/a><\/div><div><h3>Knowledge &amp; legal information<\/h3><a href=\"https:\/\/x-group.de\/en\/knowledge\/\">Guides &amp; blog<\/a><a href=\"https:\/\/x-group.de\/en\/downloads\/\">Forms &amp; Downloads<\/a><a href=\"https:\/\/x-group.de\/en\/legal-notice\/\">Imprint<\/a><a href=\"https:\/\/x-group.de\/en\/privacy-policy\/\">Data protection<\/a><\/div><\/div><div class=\"xg-footer-bottom\"><span>\u00a9 2026 X-Group \u00b7 <a href=\"tel:+4930683282600\">030 683 282 600<\/a> \u00b7 <a href=\"mailto:team@x-group.de\">team@x-group.de<\/a><\/span><span><a href=\"https:\/\/x-group.de\/wp-content\/uploads\/2023\/06\/AGB-x-group-GmbH-2015.pdf\">Terms &amp; Conditions<\/a> \u00b7 <button id=\"xg-cookie-settings\" type=\"button\">Cookie settings<\/button><\/span><\/div><\/div><\/footer><div class=\"xg-mobile-cta\" hidden=\"\"><a class=\"xg-btn\" href=\"https:\/\/x-group.de\/en\/#kalender\">Free initial consultation <span aria-hidden=\"true\">\u2197<\/span><\/a><a aria-label=\"Call X-Group\" href=\"tel:+4930683282600\">\u260e<\/a><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Menu Financing Start-up FinancingKfW StartGeldFinancing RejectedBusiness AcquisitionGastronomyRestaurant TakeoverPractice TakeoverPharmacyRetailCraft BusinessFinancing Check Funding Start-up Grant (Gr\u00fcndungszuschuss)AVGS Start-up CoachingBAFA Consultancy FundingOverview of Funding Options Services All Services &amp; PackagesBusiness PlanFinancial Plan24 Advisory Modules Best Cases Client Results &amp; Videos About Us Daniel Sch\u00e4ferTeam &amp; X-GroupContactAll Appointments &amp; Direct Links Knowledge &amp; Free Resources Knowledge &amp; GuidesForms &amp; [&hellip;]<\/p>\n","protected":false},"author":20,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-14180","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Funding | X-Group - X-Group<\/title>\n<meta name=\"description\" content=\"Coaching, living expenses, consultancy, and investments are supported through different channels. 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